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1.25X points on all purchases
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Access to VIP LoungesOver 1,300 airport lounges worldwide
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$200 Annual Travel Creditthrough American Express Travel Online or Platinum® Card Travel Service
Earn up to 120,000 bonus Membership Rewards® points:
- Earn 80,000 Membership Rewards® points after you charge $15,000 in net purchases to your Card in your first 3 months of Cardmembership
- Plus, earn 40,000 points when you make a purchase between 15 and 17 months of Cardmembership
- That’s up to $1,200 in statement credit that can be reinvested in your business
Earn points that you can redeem in a variety of ways.
- Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses
- Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.
- Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.
Bolster your business with up to $820 in annual business and travel statement credits
- Register your eligible Card and get up to $500 in business account credits for your eligible purchases with Dell or Indeed.
- Enroll and earn up to $120 in eligible Wireless Credits each year.
- Access a $200 Annual Travel Credit each year of your Cardmembership
Unlock spending power and payment flexibility with a full suite of business management tools that give you more control over your business – anytime and anywhere
- Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history
- Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.
- Pay for business expenses over time with Flexible Payment Option.
- This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full Charge. This rate is effective from the day the account is opened. The Preferred rate of 21.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option rate will be 29.99%. These rates are effective from the day the Flexible Payment Option is first available on your account.
Enjoy special benefits for you and your business.
- Extend payment solutions with Supplementary Cards for your employees.
- Make the most of the American Express Global Lounge CollectionTM, which gives you access to over 1,400 airport lounges worldwide. This includes the Centurion Lounge networkSM, Plaza Premium Lounges, as well as hundreds of lounges in domestic and international terminals designed to enhance your travel experience. Terms and conditions apply.
- Enjoy premium benefits at the Toronto Pearson Airport, including access to the Pearson Priority Security Lane and discount on parking.
- Get access to discounted base fares for you and your travel companions when you book through the International Airline Program.
- Enjoy Fine Hotels + Resorts benefits at over 1,600 properties worldwide like guaranteed late check-out, complimentary breakfast for two, and more with Business Platinum.
- Upgrade your stay with premium status at leading hotel brands like Hilton Honors and Marriott Bonvoy
- Enjoy access to specialty services and events, preferential treatment, and a dedicated Concierge team.
- Access a $100 CAD credit for NEXUS every 4 years with your Cardmembership
Access comprehensive insurance coverage for your travel needs.
- Access Out of Province/Country Emergency Medical Insurance (for under age 65), even if you don’t charge your tickets and travel arrangements to your Business Platinum Card.
- Access Trip Cancellation Insurance, Trip Interruption Insurance, Travel Emergency Assistance, and up to $500,000 Travel Accident Insurance when you fully charge your tickets and travel arrangements to your Business Platinum Card.
- Plus, access Lost or Stolen Baggage Insurance, Flight Delay Insurance, and Baggage Delay Insurance when you fully charge your airline tickets to your Business Platinum Card.
- Save money when travelling with complimentary Car Rental Theft and Damage Insurance
Access coverage that can protect your business purchases when you charge the full price of eligible items to your Business Platinum Card
- Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan
- Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan
- Equip your business with Mobile Device Insurance
*Terms and conditions apply.
American Express is not responsible for maintaining or monitoring the accuracy of the information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
- Primary card $799
- Additional card $250
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
- All Spending1.25Membership Rewards Points
- Groceries1.25Membership Rewards Points
- Gas1.25Membership Rewards Points
- Year 1
- Year 2+
- Marriott BonvoyAmerican Express Membership Rewards
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
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3X points on Air Canada and Air Canada Vacations
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Access to VIP Lounges
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Aeroplan Preferred Pricing
Earn up to 90,000 Welcome Bonus Aeroplan®* points.
- Earn 65,000 Aeroplan points after spending $10,500 on your Card within the first 3 months as a new American Express Aeroplan®* Business Reserve Cardmember.
- Plus, earn 25,000 Aeroplan points® when you spend $3,500 in month 13.
Earn Aeroplan points that you can redeem in a variety of ways.
- You can earn up to $5,600 in value within your first 13 months. When you combine the Welcome Bonus offer of up to $1,800 in value, your earn potential in accelerated and everyday spend earn rate categories with approximately $2,825 in value, and the $1,000 in value you get from exceptional benefits, you can earn up to $5,600 or more in value within your first 13 months. Terms and usage assumptions apply.
- Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations®*, 2 points for every $1 spent on eligible hotels and car rentals.
- Earn 1.25 points for every $1 spent on everything else.
Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.
- Leverage your cash flow with the option of carrying a balance or paying in full each month
- Control employee expenses plus track and accumulate points on your account with Employee Cards, so you have an opportunity to maximize the points you earn.
Unlock business travel possibilities to make every work trip one to look forward to.
- Access more than 1,200 Priority Pass™ airport lounges around the globe. That means an oasis of comfort before your flight—regardless of your choice of airline or cabin class
- Enjoy access to select Air Canada Maple Leaf Lounges™ for you and a guest, and Air Canada Café™; in North America, with a same day ticket on a departing Air Canada or Star Alliance®* flight
- Enjoy Priority Check-In, Priority Boarding, and Priority Baggage Handling when you fly with Air Canada, together with up to eight companions
- Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)
- Stay focused on getting where you need to go. Receive up to $100 CAD in statement credits every four years when NEXUS application or renewal fees are charged to your Aeroplan Business Reserve Card.
- Pay with your American Express Aeroplan Business Reserve Card and present your Aeroplan Membership Card at over 170 Aeroplan partner brands and 120 online retailers via the Aeroplan eStore to earn points twice
- If you’re departing from Toronto Pearson International Airport, enjoy the benefits of being an American Express Aeroplan Business Reserve Cardmember. Get more from your travel experience with access to Pearson Priority Security Lane, Complimentary Valet Service, 15% discount on parking rates, and 15% discount on Car Care Services
- Get a 10% Head Start. Starting in 2027, eligible Basic Cardmembers with Aeroplan Elite™* Status will receive a 10% head start toward qualification, based on Status Qualifying Credits (SQC) accumulated the year before. Roll over any unallocated unused eUpgrade Credits to the following year to enjoy during your travels.
- Enjoy priority access to the standby list and eUpgrades. Get prioritized on the standby waitlist for an Air Canada flight and higher priority when you request an eUpgrade
- Get 1,000 Status Qualifying Credits (SQC) for every $5,000 in eligible net purchases charged to your Card, up to 25,000 SQC
- Book flight reward tickets for even fewer points with Air Canada. In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, merchandise and more.
- Unlock two-car-class rental upgrades, expedited service, dedicated phone line, and more with complimentary upgrade to Avis President’s Club
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
- Primary card $599
- Additional card $199
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates 21.99 %
- Cash Advance Rates 21.99 %
- Balance Transfer Rates —
- Air Canada3Aeroplan Points
- Travel2Aeroplan Points
- All Spending1.25Aeroplan Points
- Year 1 $2,226
- Year 2+ $426
- Aeroplan
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
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Access to VIP LoungesOver 1,300 airport lounges worldwide
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$200 Annual Travel Creditthrough American Express Travel Online or Platinum® Card Travel Service
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$200 Annual Dining Creditat some of Canada’s best restaurants
Unlock special experiences with the Platinum Card®. Earn up to 100,000 Membership Rewards® points - that’s up to $1,000 towards a weekend away:
- New Platinum® Cardmembers, earn 70,000 Welcome Bonus points after you charge $10,000 in net purchases to your Card in your first 3 months of Cardmembership
- Plus, get 30,000 points if you make a purchase within 15 to 17 months of your membership
- Earn 2 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
- Access a $200 Annual Travel Credit through American Express Travel Online or Platinum® Card Travel Service
- Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants
- Unlock $200 or more in additional value with Member extras. You can earn statement credits for qualifying purchases with participating brands
- Take full advantage of The American Express Global Lounge CollectionTM which unlocks access to over 1,400 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience. Terms and Conditions apply
- Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program
- Transfer points 1:1 to several frequent flyer and other loyalty programs
- Enjoy complimentary benefits that offer an average value of $550 USD at over 1,600 extraordinary properties worldwide when you book Fine Hotels + Resorts
- Platinum Cardmembers can enjoy access to special events and unique opportunities
- Enjoy premium benefits at the Toronto Pearson Airport
- You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Hertz and Avis
- Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement
Legal
*Terms and conditions apply.
American Express is not responsible for maintaining or monitoring the accuracy of the information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
- Primary card $799
- Additional card $250
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
- Dining and Food delivery2Membership Rewards Points
- Travel2Membership Rewards Points
- Air Canada2Membership Rewards Points
- Year 1 $2,170
- Year 2+ $470
- Flying BlueMarriott BonvoyAmerican Express Membership Rewards
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Air Canada Benefits
-
NEXUS Credit
-
Access to VIP Lounges
Up to $3,000 in value† including up to 85,000 Aeroplan points† and additional travel benefits could be yours. Conditions Apply.
- Earn a welcome bonus of 20,000 Aeroplan points when you make your first Purchase with your new Card†
- Earn an additional 35,000 Aeroplan points when you spend $12,000 within 180 days of Account opening†
- Plus, earn a one-time anniversary bonus of 30,000 Aeroplan points when you spend $24,000 within 12 months of Account opening†
Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.
Additional Travel Benefits :
- Apply for the NEXUS program membership and once every 48 months get a partial application fee rebate (up to $100 CAD)†.
- Share first free checked bags with up to 8 travel companions† and get unlimited access to Maple Leaf Lounges† including complimentary access for one guest.
- Plus, primary cardholders get 6 complimentary worldwide select airport lounge visits annually through the Visa Airport Companion Program.†
- Earn 2 points† for every $1 spent on eligible purchases made direct through Air Canada® purchases (including Air Canada Vacations®)
- Earn 1.5 points† for every $1 you charge to your Card on eligible gas, electric vehicle charging, groceries, travel & transit and dining purchases
- Earn 1.25 points† for every $1 spent on all other purchases made with your Card
- Earn points twice† when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 200+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
- Earn more at Starbucks: Link your eligible Card to earn 50% more Aeroplan points plus more Starbucks Stars. Redeem points for even more Stars. Conditions apply. Conditions Apply.
- Get an annual round-trip companion pass starting at $99 (plus taxes, fees and surcharges).†
- Complimentary Visa Infinite Concierge†: On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
- Global Airport Lounge Access†: Receive a complimentary membership to the Visa Airport Companion† Program hosted by Dragonpass International Ltd. and take advantage of six lounge visits included for each Cardholder per membership year at over 1,200 airport lounges worldwide. Enroll through the Visa Airport Companion App or through visaairportcompanion.ca
- Visa Infinite Luxury Hotel Collection†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties. Enjoy an additional 8th benefit at over 200 properties, exclusively for Visa Infinite Privilege cardholders.
- Enjoy your eUpgrades longer† : Primary Cardholders who also hold Aeroplan Elite Status will benefit from an extra 12 months to use newly issued eUpgrade credits, for a total of 24 months from issuance.
†Terms and conditions apply.
- Primary card $599
- Additional card $199
- Individual $150,000
- Household $200,000
- 2.5 %
- Purchase Rates 21.99 %
-
Cash Advance Rates
22.99 %
21.99 % (QC)
-
Balance Transfer Rates
22.99 %21.99 % (QC)
- Air Canada2Aeroplan Points
- Groceries1.5Aeroplan Points
- Gas1.5Aeroplan Points
- Year 1 $2,161
- Year 2+ $461
- Grocery stores
- Aeroplan
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Air Canada Benefits
- Get up to 75,000 Aeroplan points (a value of up to $1,500†):
- 10,000 Aeroplan points the first time you make a purchase†
- 25,000 Aeroplan points when you spend at least $7,500 within the first 3 statement periods†.
- 25,000 Aeroplan points when $40,000 or more in purchases are charged to the account within the first 12 monthly statement periods†.
- An additional bonus of 15,000 Aeroplan points when $40,000 or more in purchases are charged to the account in the first year†.
- Get a one-time annual fee rebate for the primary cardholder ($180) and three additional cardholders ($50 each): a benefit valued at $330†.
- Enjoy free first checked bag†: a benefit valued at $140 for two travelers per round-trip flight, assuming you take one Air Canada round-trip flight during the first year†.
- Enjoy access to Maple Leaf Lounges: a benefit valued at $236†.
- Primary card $180
- Additional card $50
- Individual $35,000
- Household $35,000
- 2.5 %
- Purchase Rates 12.99 %
- Cash Advance Rates 14.5 %
- Balance Transfer Rates —
- Air Canada2Aeroplan Points
- Gas1.5Aeroplan Points
- Dining and Food delivery1.5Aeroplan Points
- Year 1 $2,215
- Year 2+ $355
- Aeroplan
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Air Canada Benefits
-
NEXUS Credit
-
Access to VIP Lounges
- Earn up to 100,000 Aeroplan points:
- 10,000 Aeroplan points when you spend $1,000 or more during your first 2 monthly statement periods†
- 40,000 Aeroplan points when you spend $5,000 or more during your first 4 monthly statement periods†
- 50,000 Aeroplan points as an additional anniversary bonus when you have at least $25,000 in net eligible purchases posted on your account during the first 12 monthly statement periods†
- Enjoy free first-baggage check-in: a value of $140 for two travellers on each round-trip flight, assuming you fly Air Canada round-trip during the first year†
- Enjoy access to Maple LeafTM lounges, a $550 value†
- Enhance your airport experience with six complimentary visits to over 1,200 airport lounges worldwide through the Visa Airport Companion Program, a value of over $370†
- Plus, get a discount on the NEXUSTM program application fee, a $100 value†
† Terms and conditions apply. The information for the CIBC® Aeroplan® Visa Infinite Privilege* Card has been collected independently by Milesopedia. The card details on this page have not been reviewed or provided by the card issuer.
- Primary card $599
- Additional card $149
- Individual $200,000
- Household $200,000
- 2.5 %
- Purchase Rates 21.99 %
-
Cash Advance Rates
22.99 %
21.99 % (QC)
-
Balance Transfer Rates
22.99 %21.99 % (QC)
- Groceries1.5Aeroplan Points
- Gas1.5Aeroplan Points
- Drugstores1.5Aeroplan Points
- Year 1 $2,283
- Year 2+ $283
- Grocery stores
- Aeroplan
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
3X PointsEarn 3 points for every $1 spend on Air Canada or Air Canada Vacations purchases*
-
Access to Maple Leaf Lounge™*Get complimentary access to some Maple Leaf Lounges in North America*
-
Preferred pricingRedeem fewer Aeroplan points when booking flight rewards*
- New American Express® Aeroplan®* Reserve Cardmembers can earn up to 85,000 Aeroplan points:
- Earn 60,000 points after you spend $7,500 on your Card in your first 3 months of Cardmembership
- Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in purchases in month 13
- You could earn up to $4,400 in value within your first 13 months. When you combine the Welcome Bonus offer of up to $1,700 in value, your earn potential in accelerated and everyday spend earn rate categories with approximately $1,760 in value, and the $1,000 in value you get from exceptional benefits, you can earn up to $4,400 or more in value within your first 13 months. Terms and usage assumptions apply.
- Earn 60,000 points after you spend $7,500 on your Card in your first 3 months of Cardmembership
- Cardmembers can now get an extra night free for every 3 hotel nights redeemed with Aeroplan points. Enjoy even more at over 300,000 hotel properties worldwide
- Highest Air Canada earn rate on an Aeroplan payment card in Canada: Earn 3X the points on eligible purchases made directly with Air Canada®* and Air Canada Vacations®*
- Standard Earn Rate: Earn 2X the points on eligible Dining and Food Delivery purchases in Canada and earn 1.25X the points on everything else
- Get through the airport quicker with Air Canada Priority Check-In, Air Canada Priority Boarding and Air Canada Priority Baggage Handling
- Enjoy access to select Air Canada Maple Leaf Lounges™* and Air Canada Café™ in North America for you and a guest, with a same day ticket on a departing Air Canada®* or Star Alliance®* flight
- Enjoy your eligible first checked bag free for up to 9 people travelling on the same reservation on Air Canada flights
- Get a 10% Head Start. Starting in 2027, eligible Basic Cardmembers with Aeroplan EliteTM* Status will receive a 10% head start toward qualification, based on Status Qualifying Credits (SQC) accumulated the year before. Roll over any unallocated unused eUpgrade Credits to the following year to enjoy during your travels
- Get access with your American Express® Aeroplan®* Reserve Card to more than 1,200 Priority Pass airport lounges That means an oasis of comfort before your flight—regardless of your choice of airline or cabin class
- Receive up to $100 CAD in statement credits every four years when a NEXUS application or renewal fee is charged to your American Express Aeroplan Reserve Card
- Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)
- Amex ExperiencesTM opens doors for you to access a number of special events, including special dining experiences, VIP parties, advance film screenings and more
- Get more from your travel experience at Toronto Pearson International Airport with:
- Access to Pearson Priority Security Lane
- Complimentary valet service at the Express Park and Daily Park
- 15% discount on parking rates at the Express Park and Daily Park
- 15% discount on Auto Care services
- American Express® Aeroplan®* Reserve Card is made from precision cut and engraved 13 g metal – it’s the perfect companion on your next exceptional journey
- Insurance Coverage: whether you’re shopping nearby or travelling abroad, you can feel confident knowing you can be taken care of
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
- Primary card $599
- Additional card $199
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates 21.99 %
- Cash Advance Rates 21.99 %
- Balance Transfer Rates —
- Air Canada3Aeroplan Points
- Dining and Food delivery2Aeroplan Points
- All Spending1.25Aeroplan Points
- Year 1 $2,130
- Year 2+ $430
- Aeroplan
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Up to 5 points per dollar at grocery stores and restaurants
-
Up To $150 Annual Credit
-
Premium insurance
By clicking on the Subscribe button, you will be redirected directly to the National Bank credit card application form. Make sure you have the following information on hand: contact details, employment status, income and valid ID.
Take advantage of this excellent exclusive offer: earn up to 50,000 bonus points (valued at $1,372 in the first year), distributed as follows:
- 10,000 points when enrolling in payment insurance* for at least the first 3 months.
- 10,000 points if you made $5,000 in net purchases in the first 3 months after enrolment
- 20,000 points if you made $20.000 in net purchases during the first 12 months
- Bonus current account offer: 10,000 points if you combine your credit card with the opening of a first current account within a maximum of 7 days following the signing of the credit card application form
- Earn up to 5 points per dollar spent on eligible grocery and restaurant purchases.*
- Earn 2 points per dollar spent on eligible gas and electric recharging expenses, recurring bills and purchases made À la carteTM travel purchases.*
- Earn 1 point per dollar spent on other purchases.
- Up to a $150 refund per year on travel expenses, including seat selection, airport parking, baggage fees, access to airport lounges worldwide, and ticket upgrades.
- Your credit card gives you access to a multitude of rewards. Our clients can choose from several options to treat themselves with the points they've accumulated:
- Get your hands on new electronics, kitchen accessories, gift cards and more
- Use your points to make a payment on your credit card
- Contribute to your RRSP and TFSA
- Make a donation to a participating charity
- Plan your next vacation
- And more!
- Enjoy unlimited free access for you and a guest at lounge from the National Bank at Montreal-Trudeau airport, including drinks, snacks, Wi-Fi, and much more*.
- Enjoy up to 60 days of coverage with our travel, trip cancellation/interruption, baggage loss and car rental insurance.
- Out-of-province hospital medical insurance, departure flight delay insurance, baggage insurance in case of delay, baggage insurance in case of theft or loss, vehicle rental insurance.
CONDITIONS – Milesopedia WORLD ELITE CARD PROMOTIONAL OFFER
Length of the welcome promotion
From 3, February to 29, June 2026
Eligibility conditions
- Sign up for a National Bank® World Elite® Mastercard® credit card during the promotion period via the redirection link provided on the Milesopedia network websites during the promotion as a primary cardholder, as the primary cardholder.
- Not have held any National Bank Mastercard credit card for individuals in the past 24 months as the primary cardholder.
- Maintain the credit card account open and in good standing until the rewards points are paid. To be considered in good standing, you must comply with the conditions set out in the Credit Card Agreement, such as paying all fees and minimum payments on time.
- Not be employed by us or by any entity within our group.
Description of the promotion
| Points offered | Terms and conditions | When points are awarded |
|---|---|---|
| 10,000 | Sign up for payment insurance* for at least the first 90 days. | Within five months of the minimum period of enrolment. |
| 10,000 | $5,000 in net purchases in the first 90 days. | By the end of the 6th month after enrolment** |
| 20,000 | $20,000 in net purchases in the first 12 months. | By the end of the 15th month after enrolment** |
Bonus current account offer
Combine your credit card with the opening of a first current account within a maximum of 7 days following the signing of the credit card application form and meet the following conditions to obtain bonus rewards points:
| Points offered | Terms and conditions | When points are awarded |
|---|---|---|
| 10 000 | (i) Open a first current account with National Bank as the main holder, co-holder or sole holder, not having held one in the past two years as a main holder, co-holder or sole holder, and subscribe to one of the following packages: Connected® Total® New comers checking account Offer for professionals (ii) Keep the current account with an eligible package open and in good standing for at least the first 180 days and until the points are credited to the credit card account. All conditions in this section must be met to qualify for this bonus. |
By the end of the 9th month following credit card enrolment |
*To apply for payment insurance, you must complete the Credit Card Payment Protection Plan (CCPP) section in the credit card application form.
**The purchase calculation period starts on the date you sign up for the card. For example, if you sign up for the card on 15 February 2026, you have until 15 May 2026 to make the required $5,000 in purchases to obtain the 5,000 points offered, which will be credited to your account by the end of August 2026.
How total purchases are calculated
The calculation is for the total amount of purchases made through all cards linked to the account. The transactions not included in the calculation are set out in article 1.5 of the À la carte Rewards PlanTM.
Other Conditions
- You may only benefit from the promotion once.
- The card is issued subject to credit approval by the National Bank. Other conditions apply to the issue of the card.
- You must keep your National Bank current account in good standing for at least 180 days from the date the new current account is opened and until the points are credited to the credit card account. For the purposes of this promotion, the current account is not in good standing if:
- It is overdrawn, meaning it has an unauthorised negative balance.
- It has been used inappropriately, unauthorisedly, illegally, or abusively, as described in article 8.7 of the Deposit Account Agreement of the National Bank.
- This promotion may not be combined with any other promotion or offer applicable to National Bank credit cards, nor is it retroactive.
- This promotion may be changed or withdrawn without notice.
- Primary card $150
- Additional card $50
- Individual $80,000
- Household $150,000
- 2.5 %
- Purchase Rates 20.99 %
- Cash Advance Rates 22.49 %
- Balance Transfer Rates 22.49 %
- Groceries5Points
- Dining and Food delivery5Points
- Gas2Points
- Year 1 $1,373
- Year 2+ $923
- Grocery stores
- NBC Rewards
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
$100 Annual Credit
-
Access to VIP Lounges
-
Transfer your points to airline and hotel partners
Earn up to 60,000 Membership Rewards® points:
- New American Express® Gold Rewards Cardmembers, earn 5,000 Membership Rewards® points for each monthly billing period in which you spend $1,000 in net purchases on your Card
- Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
- Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else
- The Card is now available in your choice of Gold or Rose Gold metal options
- Receive a C$50 statement credit when you charge your American Express Gold Rewards Card for NEXUS membership or renewal fees
- You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online
- As a Gold Rewards Cardmember, you can receive complimentary membership in Priority PassTM – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply
- Enjoy four (4) free visits per calendar year to Plaza Premium lounges in Canada. Entry fees apply once complimentary visits have been used
- Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit
- Transfer points 1:1 to several frequent flyer and other loyalty programs
- 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster
- Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 29.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.
American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms and conditions apply.
- Primary card $250
- Additional card $0
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates 21.99 %
- Cash Advance Rates 21.99 %
- Balance Transfer Rates —
- Groceries2Membership Rewards Points
- Gas2Membership Rewards Points
- Drugstores2Membership Rewards Points
- Year 1 $1,609
- Year 2+ $589
- Grocery stores
- Flying BlueAmerican Express Membership Rewards
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
2X points on all purchases
-
Premium Insurance
-
Visa Infinite Benefits
Earn up to $1,400 in value†, including up to 165,000 TD Rewards Points, receive an annual fee rebate for the first year† and additional travel benefits. Conditions Apply.
- Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card†.
- Earn 145,000 TD Rewards Points when you spend $7,500 within 180 days of Account opening†.
- Earn a Birthday Bonus of up to 10,000 TD Rewards points†.
- Get an annual TD Travel Credit† of $100 when you book at Expedia® For TD.
- Get an Annual Fee Rebate for the first year†.
- Enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $277)†.
To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.
Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.
Earn TD Reward Points on all the things you normally do, whether you use your Card for groceries, dining, paying bills streaming services or booking travel. The rewards will add up quickly so you can enhance your everyday experiences and enjoy a wide variety of rewards.
- Earn 8 TD Rewards Points† for every $1 you spend when you book travel through Expedia® For TD†
- Earn 6 TD Rewards Points for every $1 you spend on Groceries, Dining, and Public Transit†
- Earn 4 TD Rewards Points for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media†
- Earn 2 TD Rewards Points for every $1 you spend on other Purchases made using your Card† plus earn an annual Birthday Bonus† of up to 10,000 TD Rewards Points
- Earn more at Starbucks: Link your eligible Card to earn more Starbucks Stars at participating Starbucks stores. Conditions apply. Conditions Apply.
†Terms and conditions apply.
- Primary card $139
- Additional card $50
- Individual $60,000
- Household $100,000
- 2.5 %
- Purchase Rates 21.99 %
-
Cash Advance Rates
22.99 %
21.99 % (QC)
-
Balance Transfer Rates
22.99 %21.99 % (QC)
- Groceries6TD Rewards Points
- Dining and Food delivery6TD Rewards Points
- Local Transport6TD Rewards Points
- Year 1 $1,634
- Year 2+ $531
- Grocery stores
- TD Rewards
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Porter Benefits
-
Premium Insurance
-
Accepted at Costco
Welcome offer: Get up to $2,400 in value* including 70,000 VIPorter points and a round-trip companion pass.* Plus receive $1,000 in Qualifying Spend, and pay no annual fee in your first year.*
- Earn 3 points for every $1 spent on Porter purchases*
- Earn 2 points for every $1 spent on gas and transportation
- Earn 2 points for every $1 spent on groceries and dining
- Earn 2 points for every $1 spent on hotel accommodations
- Earn 1 point for every $1 spent everywhere else
Benefits
- Automatically become an Avid Traveller (VIPorter Venture)
- One round-trip companion pass per year†
- 1 complimentary checked bag*
- 1 complimentary carry-on bag on all Porter fare types*
- Free PorterClassic seat selection*
- Priority security*
- Priority re-accommodation for flight delays*
- Dedicated check-in*
- Early boarding*
- No expiration of VIPorter points.
- Earn $1 of qualifying spend for every $25 spent*
*This benefit applies to up to 8 companions travelling on the same booking
Travel insurance
- 21-day out-of-province or country emergency medical insurance
- Trip Cancellation/Interruption/Delay insurance
- Car rental-collision/loss damage insurance
- Common carrier insurance
- Flight Delay Insurance
- Baggage insurance
- Hotel burglary insurance
Purchasing insurance
- Shop confidently with an extended warranty and purchase protection
Other Benefits
- Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
- Complimentary membership in Mastercard Travel Pass provided by DragonPass. As a member enjoy lounge access for a fee of just US$32 per person, per visit. Registration is required. Visit the Mastercard Travel Pass website or use the Mastercard Travel Pass mobile application to register
- Save up to 20% on National Car Rental® and Alamo Rent A Car® and up to 5% on Enterprise Rent-A-Car® at locations worldwide using the Car Rental Booking tool
- Discover a world of Mastercard Travel Rewards cash back offers when you shop, dine and relax with our partners outside of Canada.
- Get 20% off admission to Cirque du Soleil shows touring Canada and 15% off resident shows in Las Vegas
- Save up to 7% on your Booking.com prepaid hotel or property rental bookings at booking.com/mastercardcanada
- Access valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services.
†Conditions apply.
BMO is not responsible for updating the content of this site. For the most up-to-date information, please click on the Online Application link.
- Primary card $199
- Additional card $75
- Individual $80,000
- Household $150,000
- 2.5 %
- Purchase Rates 21.99 %
-
Cash Advance Rates
23.99 %
21.99 % (QC)
-
Balance Transfer Rates
23.99 %21.99 % (QC)
- Groceries2Points
- Gas2Points
- Dining and Food delivery2Points
- Year 1 $1,764
- Year 2+ $316
- Grocery stores
- Public Transportation
- VIPorter
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Air Canada Benefits
-
NEXUS Credit
-
Visa Infinite Benefits
- Get up to 45,000 Aeroplan points:
- 10,000 Aeroplan points the first time you make a purchase†
- 10,000 Aeroplan points when you spend $6,000 or more during the first 6 monthly statements periods†
- 25,000 Aeroplan points as an additional anniversary bonus when you have at least $12,000 in net purchases posted on your account during the first 12 monthly statement periods†
- Enjoy free first-baggage check-in: a value of $140 for two travellers on each round-trip flight, assuming you fly Air Canada round-trip during the first year†
- Plus, get a one-time annual fee refund ($139) for you (the primary cardholder) and up to three authorized users ($50 each), a value of over $189†
† Terms and conditions apply. The information for the CIBC Aeroplan® Visa Infinite* Card has been collected independently by Milesopedia. The card details on this page have not been reviewed or provided by the card issuer.
- Primary card $139
- Additional card $50
- Individual $60,000
- Household $100,000
- 2.5 %
- Purchase Rates 21.99 %
-
Cash Advance Rates
22.99 %
21.99 % (QC)
-
Balance Transfer Rates
22.99 %21.99 % (QC)
- Groceries1.5Aeroplan Points
- Gas1.5Aeroplan Points
- Drugstores1.5Aeroplan Points
- Year 1 $1,603
- Year 2+ $425
- Grocery stores
- Aeroplan
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit